Annually Renewable Major medical insurance plan for Immigrants and Non Immigrants. Eligible for US citizens only if going Outside USA. There are four plan options available: Silver, Gold, Gold Plus & Platinum and two areas of coverage Worldwide Including or Excluding USA, Canada, China, Hong Kong, Japan, Macau, Taiwan, and Singapore. Inside US: If you choose PPO providers in the USA, your deductible will be reduced by 50% (on their deductible, up to a Maximum of $2,500) and 100% coverage after that (for out of PPO: Full deductible and 80/20% up to $5,000; then 100%). Outside US & Canada: Once the deductible is met Global medical will pay 100% for all eligible expenses up to $5,000,000 (Silver & Gold, Gold Plus) and $8,000,000 (Platinum INCLUDES MATERNITY BENEFIT, Dental & Vision ) as per brochure.